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West Virginia insurance licensing exam prep

Study for West Virginia's Life and Accident & Health exams against the OIC's real blueprints.

West Virginia has no combined Life & Health exam: the Life exam and the Accident and Health or Sickness exam are each their own fully separate, 120-minute Pearson VUE exam. LicensePath maps every category on both real blueprints, whichever line (or both) you're licensing for.

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Exam snapshot

What the real West Virginia exams look like.

2 exams Life (89 questions: 78 scored + 11 pretest) and Accident and Health or Sickness (91 questions: 80 scored + 11 pretest), each fully separate, 120 minutes
Pearson VUE Official testing vendor for the West Virginia Offices of the Insurance Commissioner (OIC)
428 West Virginia practice questions drafted in our content bank, currently in review and growing

Both exams use a scaled passing score of 70, not a raw score or straight percent-correct, per Pearson VUE's own West Virginia candidate handbook. Each exam pairs a 50-question "General Knowledge" section, the exact same national category weights as Texas's own outline, with a West Virginia Law & Rules section split into a category shared by both exams plus a line-only category.

Blueprint categories

Both exams, mapped from the OIC & Pearson VUE's own content outline.

Every category below comes from Pearson VUE's official West Virginia Insurance Supplement Examination Content Outlines (publication #124901, effective July 1, 2024). Both exams' General Knowledge sections reuse the exact same national category ids and point weights as Texas's own outline, independent confirmation that this national taxonomy is shared across states and not coincidental.

West Virginia Life

78 scored + 11 pretest · 120 min
  1. Life: Types of Policies15%
  2. Life: Riders, Provisions, Options & Exclusions15%
  3. Life: Application, Underwriting & Delivery12%
  4. Life: Retirement & Other Insurance Concepts8%
  5. West Virginia Law Common to Life & Health21%
  6. West Virginia Law — Life Only7%

West Virginia Accident and Health or Sickness

80 scored + 11 pretest · 120 min
  1. Health: Types of Policies16%
  2. Health: Policy Provisions, Clauses & Riders15%
  3. Social Insurance6%
  4. Other Health Insurance Concepts5%
  5. Field Underwriting Procedures8%
  6. West Virginia Law Common to Life & Health21%
  7. West Virginia Law — Accident & Health Only9%

Both exams share the identical "West Virginia Law Common to Life & Health" category, same title and same 21-point weight. LicensePath tracks it as one verified category rather than two coincidentally similar ones, exactly as it's tested on both real exams.

Why sourcing matters

Built from the West Virginia Code and Pearson VUE's own materials, not guesses.

Every West Virginia question in LicensePath is sourced from the West Virginia Code, Chapter 33 (Insurance), fetched directly from code.wvlegislature.gov, then cross-checked against Pearson VUE's official West Virginia content outline before it's approved for release.

West Virginia Code, Chapter 33 OIC producer-licensing resources Pearson VUE West Virginia Content Outline #124901

Curious how state exam blueprints are built, or why every practice question carries a citation? Two short guides cover both: what's actually on your state's insurance exam and why we cite every practice question.

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